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Lifestyle Focused Planning @ LRJ&A

Smiling woman holding T-shirt: "Make 'Em Believe"

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L.R. Johnson & Associates: When the lights go out, are you ready?

 

Ronco Johnson, with text 'When the lights go out, are you ready?'

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Woman with text: When the lights go out. Are you ready?

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Planning for financial "LIGHTS OUT" moments can be intimidating. Luckily, you don't have to do it alone.  Over the last ten years, L.R. JOHNSON & ASSOCIATES, INC. has evolved into one the premier insurance agencies helping professionals, executives, non-profit organizations, and individuals identify overlooked opportunities in their financial programs.

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L.R. JOHNSON & ASSOCIATES, INC. (LRJ&A)  focuses on using insurance products and services for the purpose of estate planning, business succession planning, charitable planned giving, and employee benefits including but not limit to annuities, disability insurance, health insurance, life insurance, and long term care insurance.

L.R. JOHNSON & ASSOCIATES, INC. is a full-service insurance & financial services consulting firm dedicated to helping our clients build wealth and protect their hard-earned assets. Our firm is completely independent, so our loyalty belongs exclusively to our clients -- not to a parent company.

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Our independence enables us to establish working relationships with a number of industry-leading brokerage firms and insurance providers whose products we leverage through our professional partners network to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients' unique needs.

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.
 

Sincerely,           

  

L. Ronco Johnson, LUTCF 

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President/CEO  

The prospect of unlimited paid time off may be appealing, but there are also some potential pitfalls to consider.

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These plans have generous contribution limits that increase with age, which may allow high-income business owners to catch up on retirement savings and significantly reduce their taxable incomes.

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According to this years Trustees report, Social Security recipients might face a benefit cut in 2034 unless Congress acts soon to strengthen the program.

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Moving to a new state may have tax consequences that can follow you long after you settle in.

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Compare the potential future value of tax-deferred investments to that of taxable investments.

How much life insurance would you need to produce a sufficient income stream for your family?

This calculator can help you determine how soon you can pay off your mortgage.

How much Disability Income Insurance do you need?

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck