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Lifestyle Focused Planning @ LRJ&A

Smiling woman holding T-shirt: "Make 'Em Believe"

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L.R. Johnson & Associates: When the lights go out, are you ready?

 

Ronco Johnson, with text 'When the lights go out, are you ready?'

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Woman with text: When the lights go out. Are you ready?

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Planning for financial "LIGHTS OUT" moments can be intimidating. Luckily, you don't have to do it alone.  Over the last ten years, L.R. JOHNSON & ASSOCIATES, INC. has evolved into one the premier insurance agencies helping professionals, executives, non-profit organizations, and individuals identify overlooked opportunities in their financial programs.

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L.R. JOHNSON & ASSOCIATES, INC. (LRJ&A)  focuses on using insurance products and services for the purpose of estate planning, business succession planning, charitable planned giving, and employee benefits including but not limit to annuities, disability insurance, health insurance, life insurance, and long term care insurance.

L.R. JOHNSON & ASSOCIATES, INC. is a full-service insurance & financial services consulting firm dedicated to helping our clients build wealth and protect their hard-earned assets. Our firm is completely independent, so our loyalty belongs exclusively to our clients -- not to a parent company.

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Our independence enables us to establish working relationships with a number of industry-leading brokerage firms and insurance providers whose products we leverage through our professional partners network to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients' unique needs.

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.
 

Sincerely,           

  

L. Ronco Johnson, LUTCF 

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President/CEO  

The prospect of unlimited paid time off may be appealing, but there are also some potential pitfalls to consider.

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Overreacting to market movements or trying to 'time the market' by guessing its future direction can create additional risk that could negatively affect long-term portfolio performance.

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Considering the potential return on investment before taking on home improvement projects can help homeowners make cost-effective decisions.

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Explains hybrid life+LTC policies that can provide care benefits or a death benefit.

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How Long Will It Take to Pay my Balance?

Estimate the future value of your current savings.

Estimate how much would remain after paying income taxes and penalties if you took an early distribution from a retirement plan.

Estimate the potential cost of waiting to purchase a long-term care insurance policy.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck