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Lifestyle Focused Planning @ LRJ&A

Smiling woman holding T-shirt: "Make 'Em Believe"

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L.R. Johnson & Associates: When the lights go out, are you ready?

 

Ronco Johnson, with text 'When the lights go out, are you ready?'

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Woman with text: When the lights go out. Are you ready?

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Planning for financial "LIGHTS OUT" moments can be intimidating. Luckily, you don't have to do it alone.  Over the last ten years, L.R. JOHNSON & ASSOCIATES, INC. has evolved into one the premier insurance agencies helping professionals, executives, non-profit organizations, and individuals identify overlooked opportunities in their financial programs.

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L.R. JOHNSON & ASSOCIATES, INC. (LRJ&A)  focuses on using insurance products and services for the purpose of estate planning, business succession planning, charitable planned giving, and employee benefits including but not limit to annuities, disability insurance, health insurance, life insurance, and long term care insurance.

L.R. JOHNSON & ASSOCIATES, INC. is a full-service insurance & financial services consulting firm dedicated to helping our clients build wealth and protect their hard-earned assets. Our firm is completely independent, so our loyalty belongs exclusively to our clients -- not to a parent company.

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Our independence enables us to establish working relationships with a number of industry-leading brokerage firms and insurance providers whose products we leverage through our professional partners network to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients' unique needs.

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.
 

Sincerely,           

  

L. Ronco Johnson, LUTCF 

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President/CEO  

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

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Even small online purchases that are shipped from outside the United States must now pass through customs - and are likely to incur duties.

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Homes in neighborhoods with access to top schools tend to cost significantly more than a typical home in the surrounding area.

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Beneficiaries who postpone claiming Social Security past full retirement age have the option of receiving a lump-sum payment for up to six months of benefits when they finally apply.

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How much Disability Income Insurance do you need?

This Cash Flow Analysis form will help you weigh your income vs. your expenses.

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

This calculator can help you determine how soon you can pay off your mortgage.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck