L.R. JOHNSON & ASSOCIATES, INC., Custumized insurance planning for affluent individuals, business executives, athletes, and entertainers.  Annuities, Disability Income Insurance, Life Insurance, and Long Term Care Insurance

Welcome to L.R. JOHNSON AND ASSOCIATES, INCORPORATED.

As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.

L.R. JOHNSON & ASSOCIATES, INC. is a full-service financial consulting firm dedicated to helping our clients build wealth and protect their hard-earned assets. Our firm is completely independent, so our loyalty belongs exclusively to our clients -- not to a parent company.

Our independence enables us to establish working relationships with a number of industry-leading brokerage firms and insurance providers whose products we leverage to create customized client portfolios. We recommend only those products and services that can be tailored to suit our clients' unique needs.

Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. With nearly ten years of experience, L.R. JOHNSON & ASSOCIATES, INC. has been helping individuals and business owners identify overlooked opportunities in their financial programs.

Please use my Web site as a resource, and do not hesitate to contact me for additional information or to schedule a meeting. Thank you for your interest.

Sincerely,             

 

L. Ronco Johnson, LUTCF 

President/CEO   

     

                 

                                 

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

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Beware the Better-Than-Average Effect

Economists have found that, on average, people tend to believe that their own lives are improving at a faster rate than most everyone else's.

Defend Your Retirement from Inflation

Over long periods, inflation can pose a significant threat to quality of life for retirees, primarily because it reduces the purchasing power of their retirement incomes.

Playing Catch-Up with Contributions

Something as simple as increasing your contributions to tax-advantaged retirement programs can go a long way toward helping you pursue your long-term financial goals.

Avoid the Timing Trap

Market timing is a risky approach that could have a significant effect on a portfolio’s long-term performance.

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